Checkerboard text effect + background effect (Click the image to see it bigger - I really recommend you do this as it's hard to make out all the details in the tiny preview image above.)
To compensate for being a couple of days late I offer a bonus style for the background in this image, enjoy :) (Though admittedly part of it depends on an effect on the text layer, more on that in a moment.) Now it's not every day you need a checkerboard effect, but I'm going to try and put some useful tips into the description so it's worthwhile even if you're not needing this specific effect.
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